How to spot a scam!
It’s the time of year when Christmas spirit is high and so is our spending… getting those perfect presents for the perfect person can be hard on the bank balance, so its only right that we search for a good deal; but what looks like a good deal could actually be a scam. With so many of us shopping online now how do we know who to trust?
First, lets find out how scam-savvy you are, take the quiz to see if you could be conned out of your hard-earned cash.
The following advice is taken from the government website takefive-stopfraud.org.uk:
Criminals are experts at impersonating people, organisations and the police. They spend hours researching you for their scams, hoping you’ll let your guard down for just a moment. Stop and think. It could protect you and your money.
Taking a moment to stop and think before parting with your money or information could keep you safe.
Could it be fake? It’s ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you.
Contact your bank immediately if you think you’ve fallen for a scam and report it to Action Fraud.
What kinds of scams could you fall prey to?
Mail delivery scams: Mail delivery scams are on the rise especially prevalent at this time of year police are finding an increase in phone calls, texts and emails with criminals impersonating delivery companies, as well as fake cards put through doors. Often these will ask for payments or information that can be used to defraud people at a later date. For more information click here.
Scam websites: Scam websites are fraudulent websites made to look like the real thing. They will often lure people in by declaring they have sales or highly discounted products; they will often ask for all of your info when checking out which they can then use or sell to other criminals and take your money without sending you your product. For info on how to spot these fake websites visit Which?.
Phone scams: Phone scams usually involve criminals pretending to be someone you trust such as a Police officer, your bank or government office such as HM Revenue and Customs. Usually, criminals will convince an individual that they have been a victim of fraud and will ask for personal and financial information in order to gain access to their account.
Banks will never:
- Ask you to transfer money
- Demand PIN numbers or personal information
- Request remote access to your devices
How do I report spam text messages?
To report a spam text, forward the text to 7726.
You may get an automated response thanking you for the report and giving you further instructions if needed. You will not be charged for sending texts to 7726.
How do I report a suspicious email?
Forward the email to firstname.lastname@example.org. The National Cyber Security Centre ( NCSC ) will investigate it.
How do I report a suspicious phone call?
To report a fraud, call Action Fraud on 0300 123 2040 or use their online fraud reporting tool.
Written by Laura Cunningham, Social Media Editor
8th December, 2021
Christmas on a budget with 5 tips that won't break the bank!
8th December 2022
This year, many of us are feeling the pinch with the cost of living increasing, heating our homes could be a luxury rather than a necessity. If you and your family are wondering how you are going to enjoy the festive season, here are 5 tips on how to enjoy Christmas on a budget.Read More
Fun at Freshers
6th October 2022
For most of us the new academic year has started with a bang! Here at Yorlinc we have really enjoyed getting out to Fresher’s Fayres over the past few weeks to raise awareness for the Disabled Students’ Allowance and how we can help students like you get the support you need with your studies!Read More
10th August 2022
It’s time to start thinking about the big move, and what you will need to take with you to Uni. Things like bedding, pans, cutlery, I.D. and stationery will surely be on your list. When buying things for Uni it's easy to remember the big things; but what about the smaller essentials that you might not think about? Here are our top tips on what to take to make your life a little easier…Read More
Planning your Summer
8th July 2022
With the summer holidays upon us, many of us are enjoying having time to do what we want, catch up on tv shows and movies, spend time with friends and loved ones and generally relax! However, many of us are starting to struggle with the lack of routine that the holidays can bring. Here are a few things you can do to stay productive and introduce some routine during your vacation time.Read More
YorLinc is making it easier to find a DSA assessment centre near you
15th June 2022
Over 60% of eligible students missing out on vital support to help them through their higher education course. What can we, as an assessment centre, do to change that trajectory and reach out to more students to get them the help and support that is available?Read More
Q & A with Brandon Kaszics
1st February 2022
This month we are talking to a valued member of our training team, Brandon. Not only does he work tirelessly to help you guys with your assistive technology, but he also spends his spare time helping other men with their mental health. He joined us to tell us more about Bro Pro UK…Read More
Healthy Eating on a Budget
10th January 2022
Christmas has been and gone and now a lot of us are looking at our waistlines an and making healthy changes for the better this new year. How can you do this on a student budget? Well it is possible, have a look at these cheap and tasty recipes that wont break the bank or your trouser buttons!Read More
Help! My exams are coming up and I am not ready
4th January 2022
It’s exam season and you know what that means: stress! Don’t worry, though; we’re here to help you make it through this challenging time in your life and still come out on top by offering our top tips on how to cope with exams at university.Read More
Going home for Christmas? Here’s our essential top 10 Christmas prep tips...
1st December 2021
We made it to December! The first term is almost over, trees and decorations are going up, the jingle bells are out and the mulled wine is warming – well, ‘tis the season! Many will be busy finishing assignments and meeting deadlines, but don’t leave it too long to start preparing for your Christmas break. Here’s our Christmas prep guide to take some of the stress away.Read More
5th November 2021
With the Summer now a distant memory, Autumn is in the air and the long, cold nights are drawing in. Many students are navigating around a new, unfamiliar city. It is important to take extra care when out and about and avoid situations where you may be vulnerable, but that doesn’t mean you should miss out! Being prepared will make sure your night out is safe as well as fun!Read More
Loneliness at university? Beat the solitude...
1st November 2021
We approach the end of our first month of a new term. Many of us might be feeling pangs of homesickness and loneliness. For many of us it may be our first time away from home, our family, support networks and friendships that we have built over the years. A report by Sodexo in 2017 found that ‘nearly half of UK students admit to loneliness during their studies – with anxious UK students most likely to consider dropping out of university’. This is even more prevalent now, thanks to the disruptions over the last 2 years caused by the pandemic.Read More
Tips and tricks on how to budget and keep track of your spending
1st October 2021
Commencement of the new academic year has seen many students return from a much needed summer break, along with all the freshers who, for the majority, will be away from the family home for the first time. This can be hard for many reasons; home sickness, new responsibilities, living with new people for the first time. It can be especially daunting if this is the first time you are taking control of your own financial responsibilities. Being able to budget and track your spending can really help…Read More
Long Covid: What it can mean for you
23rd September 2021
We have all been dealing with a lot for the past 2 years. Covid seemed to control our lives, and with many of us getting so sick is it any wonder? Now though, as we start to see a light at the end of the tunnel and our lives return to somewhat ‘normal’, many of us are still suffering with the after-effects of this horrific disease.Read More
Superior assessments, no matter where you live!
6th September 2021
You have qualified for Disabled Students’ Allowance due to a long-term disability, but where do you go from here? The next step is to book in for your DSA Needs Assessment, but with so many centres to choose from how can you be sure you’re going to get the support that you need?Read More
Top 5 tips to manage stress at university
1st September 2021
As the new academic year commences and students are set to embark on, or indeed, return to their university course. It is important to remember to look after our mental health, especially after the interruptions and difficulties we have all faced over the last 18 months with the pandemic.Read More
Ellie's DSA experience
23rd August 2021
University of Lincoln student, Ellie Evelyn, found the help she needed through the Disabled Students Allowance's. Here, she answers some of the questions many students who are thinking of applying for DSA might be wondering. Chatting with one of Yorlinc's assistive technology trainers, Nick Metcalfe, in her own words Ellie talks us through how she found the whole process and more...Read More
More than 50% of eligible students are missing out on the DSA
18th June 2020
As this university year draws to a close for some, the next few months will begin the journey into higher education for many others. UCAS applications submitted, Student Finance England application pending, accommodation already sorted, but have you applied for DSA?Read More